Shree Ram Finance

Terms and Conditions

Last Updated: June 8, 2026

Welcome to Shree Ram Finance. These Terms and Conditions govern your access to and use of our landing page, promotional intake forms, and consultancy services. By accessing our platform or submitting an inquiry via our digital advertisement channels, you signify your unreserved agreement to comply with these terms.

🚨 MANDATORY NOTICE & LENDING DISCLAIMER: Shree Ram Finance is an independent financial consulting service and partner network coordinator (Direct Selling Agent/Consultant). We are NOT a bank, financial institution, or licensed Non-Banking Financial Company (NBFC). We do not provide micro-credit lines, issue retail loans, or execute short-term financial advances directly to consumers.

1. Eligibility Parameters

By using our services or entering your details into our eligibility forms, you affirm that:

2. Scope of Consulting Services

Shree Ram Finance provides pre-screening assessment, administrative profile compilation, and corporate connection services. Our role is strictly limited to helping users analyze their initial loan criteria options and introducing their files to verified banking institutions, premium lenders, or licensed third-party NBFC networks.

The final approval, disbursement quantum, interest rates, tenure windows, and legal enforcement parameters are governed exclusively by the primary lending entity. Shree Ram Finance maintains zero operational influence over credit underwriting rejections or approvals.

3. Absolutely No Upfront Processing Charges

To preserve absolute transparency and secure consumer trust, **Shree Ram Finance will never solicit, demand, or process advance cash deposits, registration processing fees, or dynamic service premiums from retail users** to complete a loan matching file. Any third-party executive claiming to represent us who requests upfront monetary compensation should be flagged immediately to our support desk.

4. Accurate Data Representation & Fair Use

Users are strictly prohibited from misrepresenting their identities, utilizing spoofed mobile numbers, or uploading forged income certifications/government credentials into our systems. If fraudulent file manipulation or structural misuse is detected, we reserve the right to instantly terminate your active consultancy request and flag the entry to compliance partners.

5. Limitation of Liability

Shree Ram Finance, including its consultants and associates, shall not be held liable for any damages, losses, or institutional credit score impacts resulting from a lender's decision to deny, delay, or adjust a loan profile request. We provide structural eligibility match guidance "as available" without any explicit performance guarantee or successful disbursement warranties.

6. Governing Jurisdiction

These Terms and Conditions are framed under and subject to the local guidelines of the Republic of India. Any irreconcilable disputes, arbitration proceedings, or structural legal matters emerging from our consulting activities will fall under the exclusive jurisdiction of the competent courts located in Bengaluru, Karnataka.

7. Amendments to These Terms

We reserve the update window to adjust or revise these structural terms at any point without advance individual notice to account for changing financial regulations or compliance frameworks. Reviewing our active terms links before launching a new request remains the user's responsibility.